Ayushman Bharat Programme:
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Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is a Centrally Sponsored Scheme having central sector component under Ayushman Bharat Mission anchored in the Ministry of Health and Family Welfare (MoHFW).
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It is an umbrella of two major health initiatives, namely Health and wellness Centres and National Health Protection Scheme.
Health and Wellness center :
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Health and Wellness Centres have been envisioned as the foundation of India’s health system under the National Health Policy, 2017.
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Under this 5 lakh centres will bring health care system closer to the homes of people.
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These centres will provide comprehensive health care, including child health services, maternal and non-communicable diseases.
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Free diagnostic services and free essential drugs will also be provided in these centres.
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Contribution of private sector through philanthropic institutions and Corporate Social Responsibility in adopting these centres is also envisaged.
National Health Protection Scheme :
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The second flagship programme under Ayushman Bharat is National Health Protection Scheme.
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It covers approximately 50 crore beneficiaries over 10 crore poor and vulnerable families providing coverage upto 5 lakh rupees per family each year for secondary and tertiary care hospitalization.
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This will be the world’s largest government funded health care programme.
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The mega health insurance scheme for the poor will give the sector a big boost.
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To ensure that nobody is left out (especially women, children and elderly) there will be no cap on family size and age in the scheme.
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The benefit cover will also include pre and post-hospitalisation expenses.
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